Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Nov 23, 2020

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It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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When you retire from the military, you should be entitled to a number of benefits. One of these benefits is discounts on auto insurance, which can lower the cost of your insurance for yourself and for your family. There are even more discounts that you can add to save even more money.

Veteran Auto Insurance: What Insurance Company Should You Use?

Obviously, the best insurance company is the one that is going to give you the right coverage for the right price. Because there are so many variables to consider when shopping for veteran’s insurance, here are a few of the general basics that you might consider:

Veteran Auto Insurance Policy

  • Does this company carry veteran’s insurance?
  • What level of insurance do you need?
  • Which company will give you the best combination of coverage, service and price?
  • Which company offers the most discounts?

Once you find the right insurance company or provider for your needs, it is important to make your insurance more convenient and pleasant to manage. If you  like personal attention, you can choose to get your insurance through an agent, however, if you would prefer, you can get your insurance, pay your bills or change your policy through the company’s online web site.

What Are the Types of Veteran’s Auto Insurance?

Your insurance coverage has a number of different levels that you should consider. Veteran’s insurance is the same basic coverage with discounts and other benefits because of the status. You should consider whether you need:

  • Liability insurance – This is the minimum required insurance and will cover the cost of damages to another person’s vehicle as well as their medical expenses. It offers no protection for your own vehicle, however.
  • Collision insurance – This covers both vehicles in the event of an accident. It might be limited in that it often will not cover glass breakage.
  • Comprehensive insurance –  This covers vehicle damage in the event of more than a vehicular accident. This can cover the cost of your vehicle if there is damage caused by an animal or if there is glass breakage.

Insurance should also cover the cost of medical payments and treatments. Each level of insurance does provide this coverage but in different amounts. In addition to each of these types of insurance, you can also choose add on coverage to protect yourself.

Common Discounts for Veteran’s Insurance

Like other types of insurance, veteran’s insurance can be made more affordable with the use of a number of discounts. These include:

  • Discounts for paying your premium in full
  • Automatic bill paying where your bill can be paid from your checking or savings account
  • e-Billing where the bill comes to your email rather than to your home address
  • Bundling your policies for other types of insurance from the same provider

In addition, you can get discounts for adding other people to your policy- for example, when your children start driving. That will help keep your children’s insurance affordable as well.