Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Apr 23, 2021

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To Sum It Up

  • Driving laws on military bases is similar to driving laws in your state
  • The military police enforce driving laws on military bases
  • Traffic violations on military bases can affect your auto insurance rates

Driving laws on military bases isn’t much different than driving laws in the state – they may even be the same.

Your driving privileges can be suspended or revoked if you violate the driving laws on military installations.

But what are those driving laws? Read through this short guide to get a look at the general driving laws on military bases and what you should know about auto insurance.

Does violating driving laws on military bases affect auto insurance? Enter your ZIP code in the free comparison tool above and compare how multiple companies respond to different factors that determine auto insurance.

What are the driving laws on military bases?

Driving laws depend on the state. Military installations have specific speed limits, but their laws are the same as the state they’re in.

The common driving laws on military bases are:

  • Speeding limits (depends on the area)
  • Full stop at stop signs/stop lights (complete stop at least for five seconds)
  • Yield to pedestrians on crosswalks
  • Reduce speed limit to ten miles per hour or less when passing the formation of cadets, soldiers, or shipmen
  • Hands-free driving only

These are only a few laws. You’ll have to take other states and cities into account, also. According to the Digest of Motor Laws, most states have laws against distracted driving (also known as hands-free).

What happens if you violate driving laws on military bases?

Military command disciplines soldiers who commit driving violations on the military installation. Soldiers could lose driving privileges, or they could lose rank.

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What are driving laws on military bases for motorcycles and mopeds?

All motorcycles or moped headlights need to be functional when operating the vehicle. A rearview mirror is required on each side of the handlebars.

In addition to lights and rearview mirrors, all motorcycle and moped drivers should wear protective gear, such as helmets, eye protection, hard-soled shoes, long trousers, and bright, reflective clothes on drivers and passengers.

Are there any restraint system laws on military bases?

Any motorist driving a car is subject to follow the restraint system laws. The restraint system in your vehicle is seat belts, car seats, and other laws that protect drivers from being ejected if they get into an accident.

A child under 45 lbs. should be in a rear-facing car set. Children over 45 lbs. should be in a front-facing car seat. Finally, children 65 lbs. and heavier should be in a seat belt.

Military installation police enforce restraint system laws just like speeding limits. Drivers who get caught operating a vehicle without a seat belt will be fined.

Multiple offenses could result in suspension or revocation of your driving license.

Do driving laws on military bases affect auto insurance rates?

Driving laws don’t directly affect car insurance costs, but a violation on your driving record could affect your monthly premium.

DUI convictions have the most significant impact on auto insurance. Let’s look at the average monthly cost of auto insurance based on traffic violations.

  • Clean Record – $260/mo
  • With 1 Speeding Violation – $306/mo
  • With 1 Accident – $342/mo
  • With 1 DUI – $410/mo

Whether you’re on a military base or in a suburb, your auto insurance rates are cheapest when you have a clean driving record.

Speeding tickets on a military base produces the lowest increase, but accidents and DUIs generate the most expensive rates.

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Driving Laws on Military Bases: What’s the bottom line?

Most military bases are compliant with state and local driving laws. However, there are specific rules at military bases, such as slowing down for soldier formations.

Regardless of where you live, auto insurance companies will issue more expensive rates if you have violations on your driving record. But the right company can secure affordable army veterans auto insurance.

Now that you know a little more about driving laws on military bases, use our free comparison tool below to compare the best companies in your local area.