Discounts for Disabled Veterans Auto Insurance [2020]

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Do veterans get discounts on auto insurance? Absolutely. If you are a veteran who has been honorably discharged, you should know about disabled veterans’ auto insurance discounts and discount veterans’ auto insurance.

Because these types of discount auto insurance are only available to veterans, you should take full advantage of the benefit. The trick is to get different quotes on this type of automobile insurance and shop around. You can compare rates and determine which one works best for you. Some companies offer steep discounts for veterans, and you can get great savings that civilians cannot access.

Active duty service people and veterans can both enjoy the break on premiums some insurance providers offer. In fact, the average savings can be around 15%.

If you want to find out which companies add discounts for disabled veterans auto insurance fast, enter your ZIP code to start comparing insurance rates from companies today.

How to Get Auto Insurance Discounts for Disabled Veterans

If you served your country in the United States Military and were honorably discharged, there is no reason you shouldn’t expect some compensation. Most auto insurance companies offer military and veterans’ auto insurance discounts. Insurance companies offer this as a way to express gratitude for those men and women for their time serving in the U.S. Military. Disabled veterans will qualify for the same discounts as non-disabled veterans.

Take a look at the list below to see which insurers have a military discount.

Providers Who Offer Military Discounts
Company Military Discount
Allstate X
Esurance 25%
Farmers X
Geico 15%
Liberty Mutual 4%
MetLife 15%
Safe Auto 25%
Safeco X
State Farm X
The General X
USAA X
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There are a few things you should know about getting lower rates for veterans’ auto insurance.

  • Most auto insurance companies offer a discount to veterans for their policy. It is just a matter of finding the company that offers you the best-discounted premiums, while still providing you with the policy and coverage you want.
  • Insurance companies understand that most veterans retain their disciplined standards, which carry over into their driving behavior and habits. For that reason, veterans are at low risk when it comes to driving insurance. If you have a respectable driving record, you can expect to see some great rates for your auto insurance.
  • According to the National Highway Traffic Safety Administration (NHTSA), every 50 minutes an alcohol-impaired traffic fatality happens. Because of this risk, drunk driving infractions may prevent you from getting discounts on veterans’ auto insurance. This puts a driver into the high-risk driver classification.
  • Other things that can make you “high risk” include: multiple driving infractions, accidents, or convictions relating to your driving. You will have to pay higher rates. However, you will probably still be able to find lower rates as a high-risk driver with veterans’ auto insurance than standard rates for non-veterans.
  • You can, in most cases, also include members of your family on this type of insurance policy. That means all of your family will receive the same discounted benefits that you do! Your service in the military means savings for the entire family.
  • You will need your military information when you request your discounted veteran automobile insurance. You can, however, begin to get an idea of the rates available for veterans by simply providing your zip code and getting rates from multiple companies that offer this discount.

Keep reading to learn how much you can save on veteran discounts.

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Average Auto Insurance Discounts for Veterans

You should know some companies specialize in just discounted insurance for veterans. Even those insurance providers that do not insure just the military usually offer some type of active duty and veteran discount for auto insurance policies. Below is a list of insurers who offer discounts specifically for retired veterans.

Veteran Discounts
Company with Retired Military Discount Average Percentage Saved
Geico 15%
Safeco 25%
USAA NA
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This list may seem short, but many other insurers offer military discounts. For example, there is an AAA auto insurance military discount and an Esurance veteran discount. You just need to check a company’s information and see if their military discount applies to the retired military as well as active duty.

Frequently Asked Questions: Discount Veterans Auto Insurance

Before we leave you, we want to cover a few more questions you may have about discount veterans auto insurance.

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Does USAA give discounts to disabled veterans?

USAA doesn’t offer an auto insurance discount for disabled veterans, but USAA Bank does offer a discount for people who sign up for the Disabled American Veterans USAA Rewards™ Visa Signature® Card. Before you sign up with USAA, make sure to read a USAA auto insurance review.

Does Progressive offer veteran discounts?

Progressive does not offer veterans auto insurance discounts for or active military auto insurance discounts.

Does Geico give a discount for veterans?

Yes. You can save up to 15 percent on Geico’s military discount for armed forces and soldiers’ auto insurance. It applies to active duty, military reserves, and veterans.

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Who has the cheapest auto insurance for the military?

Most drivers want to know what is the best auto insurance for veterans. Finding the cheapest auto insurance for veterans depends on where you live and your driving record. However, USAA auto insurance rates generally tend to be the cheapest in most states. 

If you want to start shopping for auto insurance rates today, simply enter your zip code and find out about the low rates you could be taking advantage of for your veterans’ auto insurance policy.

References 

  1. https://www.nhtsa.gov/research

 

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