Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Written by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

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Reviewed by Laura Berry
Former Insurance Agent Laura Berry

UPDATED: Apr 19, 2022

Advertiser Disclosure

It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

To Sum It Up

  • One-time payment of up to $21,488.29 is available for buying vehicles for veterans
  • The VA Form must be submitted and approved before buying a vehicle
  • The VA Form must be re-submitted after buying a specially equipped vehicle for payment to be made directly to the seller

The Department of Veterans Affairs (VA) provides payment of no more than $21,488.29 to purchase a specially equipped vehicle for disabled Veterans.

Find out what you should know about auto insurance for veterans. Did you know the VA will also pay for adaptive equipment, or to repair, replace, and reinstall equipment required due to a disability?

A disabled veteran can be severely impacted if their specially equipped car is unavailable for any reason. Compare specially equipped vehicle auto insurance quotes when you enter your ZIP code today.

How do I buy a specially equipped vehicle for disabled veterans?

Before you purchase anything, apply for approval from the VA to buy a car or the adaptive equipment before or after military discharge. The disabled veteran grant money assists you with maintaining independence.

You’ll need to prove your disability is related or treated as if it were related to your service in your application.

For the one-time payment to help you buy a specially equipped vehicle, fill out Section I of the Application for Automobile or Other Conveyance and Adaptive Equipment (VA Form 21-4502).

Submit the form to this address:

Department of Veterans Affairs
Claims Intake Center
PO Box 4444
Janesville, WI 53547-4444

You may choose to fax the form instead to:

  • (844) 531-7818 (inside the U.S.)
  • (248) 524-4260 (outside the U.S.)

The VA will determine your eligibility. Your service length is not considered when determining your eligibility.

If you are, the VA will complete Section II and return the form to you. If not, the instructions on the form list adaptive equipment preapproved for particular disabilities.

With eligibility verified, you can then buy a specially equipped vehicle. After receiving the vehicle and adaptive equipment, fill out Section III of the form.

Resubmit the form and any additional invoices for payment to the Claims Intake Center address above. Payments are sent directly to the vehicle seller.

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Who is eligible for disability benefits from the VA?

A veteran or current service member with a disability that’s related to their service and experiences at least one of the below conditions qualifies for benefits. At least one of these must apply.

  • Loss, or permanent loss of use, of 1 or both feet, or
  • Loss, or permanent loss of use, of 1 or both hands, or
  • Permanent decreased vision in both eyes: 20/200 vision or less in your better eye with glasses, or greater than 20/200 vision but with a visual field defect that has reduced your peripheral vision to 20 degrees or less in your better eye, or
  • A severe burn injury resulting from deep, partial, or full-thickness burns that cause contracture or limits motion of one or more extremities that prevent effective operation of a vehicle, or
  • Amyotrophic lateral sclerosis (ALS), or
  • Ankylosis in 1 or both knees or hips (Note: This qualifies you for an adaptive-equipment grant only)

National Guard and Reserve members who were activated for Federal military service and later separated are considered Veterans.

Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered active-duty members and Veterans, once discharged.

Thankfully, when looking for veterans’ auto insurance quotes,
you have several options for affordable auto insurance for military veterans. Low rates and special discounts are available especially for you.

Compare specially equipped auto insurance rates before you buy your vehicle. Before you buy specially equipped vehicle auto insurance, enter your ZIP code to review your options.