UPDATED: Mar 22, 2012

Advertiser Disclosure

It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Benji CarrReviewed By: Laura BerryUPDATED: Mar 22, 2012Fact Checked

These days it can be really tough to get by, and it seems like the cost of everything just keeps going up. Car insurance is one of the expenses that we need to pay every month if we want to drive, and this is another expense that keeps increasing all the time. If you are a veteran and you think you are paying too much for auto insurance, you should look into the various ways you can get good deals on auto insurance for veterans. If you didn’t already know it, you may be eligible for a special discount just for having served in the United States military.

Why Do Insurers Offer Discounts to Veterans?

auto insurance for veterans

When you serve in the military, you are doing a service for your entire country. You are putting your life in jeopardy in order to save the lives of many others, and many business, including insurance companies want to do anything they can to thank you for everything you have done. One way insurance companies can say “thank you” is by offering discounts to veterans. There are actually some insurance companies that specialize in insurance for veterans. Of course, just because they specialize in veterans’ insurance it doesn’t mean that they are always going to offer the best deals. You really do need to shop around and get as many quotes as you can to find the insurer that is going to offer the most discounts so you can have the good deals you are looking for on auto insurance for veterans.

Another reason that insurers are willing to give discounts to veterans is because veterans tend to have more driver’s training than members of the general public. For instance, you were probably trained to drive a variety of military vehicles, from jeeps to tanks and more, and you would have been taught how to safely drive these vehicles in any situation. Because of this training, you are likely to be more prepared for anything that can happen while you are on the road and be able to avoid accidents. You are not considered a high risk driver by insurance companies, and your rates will be lower than average.

Other Discounts You May Be Eligible For

In addition to being able to get a discount for being a veteran, you may be eligible for other discounts that can help you get even better deals on auto insurance for veterans. For example, if you own two or more vehicles, it is much less expensive to insure them all under one policy than to have separate insurance policies. Other ways you can save money on auto insurance for veterans include:

  • Combining all of your insurance into one policy – You probably have life insurance, and if you own a home, you have home owners insurance. You can combine home, auto and life insurance to save money on the premiums.
  • Choosing to have a higher deductible – If you want to lower your monthly premiums you can opt to have a higher deductible. You just need to remember that if you are in an accident, you will have to pay more before you can receive any benefits.
  • Not using your vehicle to drive to work – When you are using your vehicle a lot, you have more chances of getting into an accident. Most insurance companies charge higher rates to people who use their vehicles to go to work every day. If you only use your vehicle occasionally, you can get lower rates, and you may even want to consider having less coverage to save even more money.
  • Being a certain age Usually, anyone over the age of 55 is eligible for discounts on auto insurance. You may be able to combine this with other discounts, including military discounts so you can get really good deals on auto insurance for veterans.

Don’t Take the First Policy Offered to You

Many people find that they are paying too much for their auto insurance, but they never did shop around and they just took the first policy that they were offered because they felt pressured by the sales person. You need to get quotes from different insurers, including the insurers who specialize in auto insurance for veterans. Once you have a few quotes you can study them to see which insurer is going to offer the best deals.

Go online today and give us your zip code. We will get you plenty of quotes in just a few minutes, and you will have all the information you need to make sure that you get great deals on auto insurance for veterans.

Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Written by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

[su_box title="To Sum It Up" style="default"] Add 3 to 5 overview bullet points [/su_box] Here's a video on how to use the Overview Box above and the Reference Section below: http://bit.ly/overview-rerference Delete the filler text below and start writing. Good luck. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna...

Full Bio →

Reviewed by Laura Berry
Former Insurance Agent Laura Berry