Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: May 25, 2021

Advertiser Disclosure

It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 2775 Sanders Road Suite A3
City: Northfield Township
State: IL
ZIP Code: 60062
Phone Number: 1-877-366-1607
Year Founded: 1931
AM Best Rating: A+

You may have wondered: Is Allstate Drivewise good for veterans? It depends on how you look at it.

Veterans usually receive discounts from auto insurance companies, but you can stack your auto insurance discounts using usage-based insurance like Allstate Drivewise.

So how does Allstate Drivewise work? Don’t worry – our Allstate Drivewise review explains everything you need to know about the program. Also, you’ll learn auto insurance basics.

Continue reading to see how Allstate Drivewise is good for veterans. Enter your ZIP code to compare the best companies in your local area and secure affordable rates today.

Is Allstate Drivewise good for veterans in 2021?

Allstate Drivewise is another opportunity for Allstate customers to save money.

Veterans can receive up to 25 percent off Allstate insurance policies.

When you add Allstate Drivewise, you can save up to 20 percent on auto insurance. That’s 45 percent in total savings.

What if you combine your savings with other discounts? Anti-theft and safety discounts provide around 15 percent off, making car insurance even cheaper for veterans and non-veterans alike.

Compare quotes from the top auto insurance companies and save!

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How does Allstate Drivewise work?

Allstate Drivewise is activated through the Allstate Mobile App. The Allstate Drivewise program is available to customers and non-customers. Follow the steps below and get Allstate Drivewise today.

  • Step #1 – Download the Allstate app from Google Play Store or Apple App Store.
  • Step #2 – Create an Allstate login
  • Step #3 – Activate Allstate Drivewise
  • Step #4 – Run Allstate Drivewise in the background
  • Step #5 – Earn savings and rewards by driving safely

If you’re not an Allstate customer, you won’t receive auto insurance discounts, but you’re awarded savings on brands affiliated with Allstate Drivewise.

Allstate Milewise is a usage-based app, which means savings depend on driving behavior. Bad driving habits could mean little to no savings.

What driving behaviors do Allstate Drivewise look for?

Whether you’re using the Allstate Mobile App or Onboard Diagnostics port (OBD-II port), Allstate Drivewise monitors your driving habits as long as the app is running.

Here are three things Allstate Drivewise tracks as you’re driving.

  • Commute Time
  • Speeds
  • Hard-braking

One of the biggest Allstate Drivewise device problems is hard-braking. Many Drivewise users complain about how Allstate penalizes customers to three percent in savings for hard-braking.

Some people even resorted to tips on how to cheat Allstate Drivewise, but it’s safer to deactivate Allstate Drivewise and find another way to save money.

Can Drivewise Lower Allstate Auto Insurance Rates?

The national average for Allstate car insurance is $4,888 per year. Veterans can receive a 25 percent discount, and Allstate Drivewise can provide up to 20 percent off.

Check out the list below to see how these discounts affect Allstate car insurance per year.

  • Average Annual Allstate Auto Insurance Rate – $4,888/yr
  • Annual Allstate Auto Insurance Rate w/ Veteran Discount – $3,666/yr
  • Annual Allstate Auto Insurance Rate w/ Allstate Drivewise Savings – $3,910/yr
  • Annual Allstate Auto Insurance Rate /w Veteran and Drivewise Discounts – $2,200/yr

Under the right circumstances, you pay half the average yearly rate after receiving a veteran’s discount and Allstate Drivewise rewards. However, your rates depend on personal factors and safe driving habits.

Compare quotes from the top auto insurance companies and save!

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Frequently Asked Questions: Is Allstate Drivewise good for veterans?

Before we curtain call this review, let’s answer a few frequently asked questions about Allstate Drivewise.

#1 – Who should use Allstate Drivewise?

Allstate Drivewise is helpful for all drivers, but drivers with bad habits should reconsider. However, drivers with questionable driving records should give it a shot to save money.

#2 – Is Allstate Driwise worth it?

It depends. If you want to challenge yourself and get rewards from different affiliate companies, Allstate Drivewise is perfect for you.

Allstate Drivewise for Veterans: What’s the bottom line?

Allstate Drivewise is another method to secure discount car insurance. Veterans should take advantage of this saving opportunity to lower Allstate auto insurance.

Now that you know how Allstate Drivewise is good for veterans, use our free online quote tool to compare the top companies near you.