Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: May 25, 2021

Advertiser Disclosure

It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 6000 American Parkway
City: Madison
State: WI
ZIP Code: 53783
Phone Number: 1-800-692-6326
Year Founded: 1927
AM Best Rating: A
[wp-review-comments-rating]

Did you know you can save up to 20 percent on American Family auto insurance? As a veteran, you can save an additional 15 percent.

American Family carries pay-how-you-drive usage-based auto insurance called KnowYourDrive. But is American Family KnowYourDrive good for Veterans?

Our short guide explains the veteran auto insurance basics and how you can save hundreds on American Family auto insurance through KnowYourDrive.

Read on to learn how American Family KnowYourDrive is good for veterans. Enter your ZIP code in the free comparison tool to compare multiple companies and secure the best rates for veterans.

Is American Family KnowYourDrive good for veterans in 2021?

It depends on your driving behavior. American Family Insurance Company gives 15 percent off for veterans. Under American Family KnowYourDrive, veterans can save an additional 20 percent, but their driving habits determine savings.

American Family’s usage-based auto insurance requires telematics, which is a device that monitors your driving. Here’s a list of factors that American Family monitors:

  • Driving Speed
  • Commute Time while Driving
  • Distracted Driving
  • Hard-Braking Habits

After looking at your driving habits, American Family issues a percentage between two and 20 percent. KnowYourDrive won’t charge you extra for bad driving habits.

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

How do you use the American Family KnowYourDrive app?

Follow these steps to learn how to use the American Family KnowYourDrive app.

  • Step #1 – You must be an American Family customer with auto insurance (you’ll receive ten percent off when you sign up for American Family car insurance)
  • Step #2 – Sign up for the KnowYourDrive program and download the app from Google Play or Apple App Store
  • Step #3 – The KnowYourDrive app will monitor your driving
  • Step #4 – American Family uses the recorded data from the KnowYourDrive app and calculates your savings on next month’s bill.

If you want to maximize your American Family car insurance savings, be more cautious while driving. Ultimately, American Family KnowYourDrive is another solution to provide affordable auto insurance for military veterans and various customers.

American Family Auto Insurance Rates

The average annual cost of American Family car insurance is $3,443 per year. However, American Family auto insurance can vary based on age, location, vehicle, and driving record.

Since American Family KnowYourDrive is based solely on how you drive, let’s focus on American Family rates based on driving history. We’ve also included how annual American Family auto insurance rates are affected by discounts.

Allstate vs. GEICO: Average Annual Auto Insurance Rates by State
StateAllstate Average Annual RatesGEICO Average Annual Rates
Alaska$3,145.31$2,879.96
Alabama$3,311.52$2,866.60
Arkansas$5,150.03$3,484.63
Arizona$4,904.10$2,264.71
California$4,532.96$2,885.65
Colorado$5,537.17$3,091.69
Connecticut$5,831.60$3,073.66
District of Columbia$6,468.92$3,692.81
Delaware$6,316.06$3,727.29
Florida$7,440.46$3,783.63
Georgia$4,210.70$2,977.20
Hawaii$2,173.49$3,358.86
Iowa$2,965.86$2,296.16
Idaho$4,088.76$2,770.68
Illinois$5,204.41$2,779.16
Indiana$3,978.81$2,261.07
Kansas$4,010.23$3,220.65
Kentucky$7,143.92$4,633.59
Louisiana$5,998.79$6,154.60
Maine$3,675.59$2,823.05
Maryland$5,233.17$3,832.63
Massachusetts$2,708.53$1,510.17
Michigan$22,902.59$6,430.11
Minnesota$4,532.01$3,498.54
Missouri$4,096.15$2,885.33
Mississippi$4,942.11$4,087.21
Montana$4,672.10$3,602.35
North Carolina$7,190.43$2,936.69
North Dakota$4,669.31$2,668.24
Nebraska$3,198.83$3,837.49
New Hampshire$2,725.01$1,615.02
New Jersey$5,713.58$2,754.94
New Mexico$4,200.65$4,458.30
Nevada$5,371.62$3,662.09
New York$4,740.97$2,428.24
Ohio$3,197.22$1,867.19
Oklahoma$3,718.62$3,437.34
Oregon$4,765.95$3,220.12
Pennsylvania$3,984.12$2,605.22
Rhode Island$4,959.45$5,602.63
South Carolina$3,903.43$3,178.01
South Dakota$4,723.72$2,940.29
Tennessee$4,828.85$3,283.42
Texas$5,485.44$3,263.28
Utah$3,566.42$2,965.57
Virginia$3,386.80$2,061.53
Vermont$3,190.38$2,195.71
Washington$3,540.52$2,568.65
West Virginia$3,820.68$2,120.80
Wisconsin$4,854.41$3,926.20
Wyoming$4,373.93$3,496.56
Get Your Rates Quote Now
Compare RatesStart Now →

An American Family veteran discount lowers costs by 15 percent, making American Family car insurance more affordable. When you combine KnowYourDrive’s 20 percent discount, you can save even more.

Don’t forget about the ten percent off just for signing up to American Family KnowYourDrive.

Popular American Family Discounts that Lower American Family Auto Insurance Quotes

While the American Family Insurance video shows you how to save money through KnowYourDrive, it doesn’t detail other available discounts.

Let’s look at a list of available discounts.

  • Multi-Vehicle Discount
  • Loyal Discount
  • Early Bird Discount
  • Multi-Policy Discount
  • Safety Features Discount
  • Good Student Discount
  • Distant Student Discount
  • Paperless Discount
  • Customer Full Pay Discount
  • Automatic Payment Discount

These discounts are American Family’s billing discounts, safe driving discounts, and young driver discounts. Your American Family car insurance quote is adjusted based on your personal factors.

You can even bundle other insurance products to American Family auto insurance and save money.

Does American Family offer disability insurance?

The short answer is yes. Disability insurance is part of American Family’s health and well-being benefits.

American Family provides long-term and short-term disability insurance. You can bundle your American Family car insurance to disability insurance and save a few hundred dollars per year.

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

Frequently Asked Questions: Is American Family KnowYourDrive good for veterans?

Before we wrap up this guide, let’s answer a few frequently asked questions.

#1 – Does American Family KnowYourDrive increase auto insurance rates?

No. KnowYourDrive calculates your savings and applies them to your following billing statement.

#2 – How does American Family KnowYourDrive monitor my driving?

While the KnowYourDrive app is active, it detects your vehicle’s movement. Newer vehicles have special Bluetooth technology within motor vehicles, making it easier for the app to see your car’s activity.

#3 – Can I cancel American Family KnowYourDrive?

If you have an American Family insurance login, you can cancel under your American Family insurance account online. You can cancel over the phone with an agent, also.

Now that you’ve seen how American Family KnowYourDrive is good for veterans, use our free online quote tool below to compare the top auto insurance companies in your local area to secure the best rates.