Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Aug 24, 2021

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To Sum It Up

  • You can save up to 60% on your car insurance with a military garaging auto insurance discount
  • Military garaging auto insurance discounts are typically for members of the military and veterans who plan to store a vehicle long term
  • Typically, vehicles must be stored for a minimum of 30 days to qualify for a military garaging discount

If you’re a veteran, you may qualify for discounts as a result of your military service. These discounts can include anything from buying a car to getting insurance coverage. Discount veterans auto insurance is available from a variety of car insurance companies, including USAA car insurance.

You may be wondering if there is a military garaging auto insurance discount for veterans, and you’ve come to the right place.

What is the best military garaging discount auto insurance company for veterans? What are average military garaging discount auto insurance rates for veterans? Read this article to find out everything you need to know.

Before we get started, if you want to shop for affordable military garaging discount auto insurance for veterans, use your ZIP code in the tool on this page to get your first free quote.

What is a military garaging auto insurance discount for veterans?

When you’re getting ready to be deployed as an active duty member of the military, one way to save money while you’re gone is to cancel your car insurance policy since you won’t be driving your vehicle.

The issue is that when you come home, you’ll have to buy a new policy (and depending on where you live, you may need to re-register your vehicle as well).

To make it easier, some companies offer steep discounts for long-term garaging/storage of vehicles that won’t be used for a significant amount of time (usually a minimum of 30 days).

However, you’ll need to check with your insurer about availability because it can vary based on where you live.

The purpose of discounts like this, and other military discounts, is to make the cost of auto insurance for members of the military and veterans more affordable.

It helps if your vehicle is registered in a state that requires insurance to maintain valid vehicle registration, like New Mexico, unlike some states with military car insurance laws with looser registration requirements because of the unique challenges faced by members of the military.

Learn more about this at New Mexico’s DMV site.

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Where can you get a military garaging auto insurance discount for veterans, and how much can you save?

USAA, widely regarded as one of the best car insurance options for active duty and veterans of the U.S. military because of the company’s focus on supporting the unique needs of military members, offers one of the best garaging/storage discounts.

You can check out our USAA car insurance review to learn more about what the company offers.

Take a look at this table to see how much you can save on a military garaging auto insurance discount with USAA insurance for veterans and active duty and which other insurance companies also offer this discount.

Military Garaging Discount Availability from Major Auto Insurance Companies
ProviderMilitary Garaging
21st Century
American Family
Country Financial
Liberty Mutual
Safe Auto
State Farm
The General
The Hanover
The Hartford
USAA✓- 15%
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A great way to save on your auto insurance coverage, beyond asking about veteran’s car insurance discounts, is to compare military garaging discount auto insurance quotes for veterans from at least three companies to make sure you’re getting the best deal for your needs.

Military Garaging Auto Insurance Discount for Veterans: The Bottom Line

Military garaging auto insurance discounts can save veterans and active-duty military members up to 60% on insurance rates. To qualify for this discount, a vehicle must be stored for at least 30 days.

Military garaging discounts are most often used by members of the military on deployment to save money on rates without having to cancel insurance coverage entirely but can often be used on any vehicle that is in long-term storage.

If you’re ready to buy military garaging discount auto insurance for veterans, take a moment to enter your ZIP code in our rate comparison tool to get your first free quote right now.