Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 11, 2021

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To Sum It Up

  • Learn how to insure your car overseas by contacting your current insurer and your sponsor at your gaining base
  • You may need to pay for shipping your car overseas yourself, and some bases will not allow you to bring a vehicle at all
  • If the overseas insurer does not provide English-speaking customer service, ask your sponsor if they can provide it

If you’re wondering how to insure your car overseas, the process itself is relatively easy. However, to get good deals on auto insurance for veterans, be sure to ask the right questions to gain as much knowledge as possible.

Read more to learn about the steps of insuring your car overseas and some extra considerations to make before you get started.

Before you learn how to insure your car overseas, enter your ZIP code below to compare auto insurance rates now.

How can I insure my car overseas?

There are a few different steps to insuring your car overseas, from making sure you can bring your vehicle with you to asking the right questions and getting English-speaking customer service.

Armed forces and soldiers should take advantage of any and all means to having affordable coverage overseas.

Step 1: Handle the Logistics

You should begin by determining whether you are allowed to bring your vehicle or not.

Not all bases will allow you to take your vehicle with you. Some may allow you to ship your vehicle, but you may have to cover shipping costs. According to Consumer Affairs, the average price of shipping a car internationally by sea ranges between$1,000 to $5,000.

You should also know the requirements for shipping and clearing customs. Your car may need certain features or specific international car insurance. You may also need to get your car cleaned so that “contraband” or organisms in the dirt won’t stop you from getting through.

Step 2: Contact Your Insurer and Sponsor

While most U.S. insurers only provide insurance for inside the country, some companies may operate in other countries or have partners for car insurance abroad.

You may want to call your insurer to ask them if they can provide international auto insurance in your new host country.

If you don’t have a sponsor at your gaining base, call and request one. Contact them to ask about the procedures involved in getting car insurance. If you are planning on buying a car there, you can also ask about this process.

Step 3: Buy Your Car Insurance

At this point, if you have done your research, contacted your current insurer, and spoken to your gaining base sponsor, you should have gotten some leads to a car insurance company in your new host country.

Contact the companies you are interested in purchasing from to receive quotes and purchase a policy. If necessary, you can ask the insurer and your sponsor for help interpreting legal forms and contracts.

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How to Insure Your Car Overseas: The Bottom Line

Learning how to insure your car overseas may take a little time, but discussing the process and any potential issues with your sponsor and current insurer are the best places to start.

You may also learn more in your PCS briefings, final out-processing at your current base, or your initial in-processing at your new base.

Now that you know more about how to insure your car overseas, enter your ZIP code into our free quote comparison tool below.