Driving on Bases and Insurance
If you are a military member you may need to take special precautions regarding your car as you move for different assignments, both domestically and internationally. Driving on bases and insurance concerns include getting insurance while overseas and maintain insurance while not using your car for long periods of time.
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UPDATED: Sep 3, 2021
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- International auto insurance is required when you are deploying to an overseas base
- If you get a permanent assignment to a different state, you may have to switch insurance policies
- There are laws that allow military members to maintain insurance in their state of residence for non-permanent assignments
If you have just joined the military or have a new vehicle, it’s important to learn about driving on bases and insurance.
Keep reading to learn more about what kind of auto insurance is best for armed forces and soldiers while deployed domestically and abroad.
Do you want to start comparison shopping for auto insurance quotes when driving on bases? Enter your ZIP code above for a free quote.
Do you need special auto insurance to drive on base domestically?
Yes and no.
All military bases, both domestic and international, require that you have valid personal auto insurance before you can legally drive on base.
If you are moving from one state to another for a permanent or long-term assignment, you need to purchase a new policy to match your military car insurance home of record.
It’s important to check what the auto insurance requirements are for your new state of residence, as the minimum coverage requirements are different from state to state,
However, there are many military car insurance laws from state to state that allow servicemembers to maintain their registration when moving for assignments.
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Do you need special auto insurance to drive on base internationally?
For military personnel driving outside the USA, you do have the option to ship your car and use it. If you do, you will need overseas car insurance for military members.
This auto insurance can be purchased from a plethora of auto insurance providers, including:
These three are often favored by military members, but they aren’t your only options.
How do you get the most affordable auto insurance as a military member?
The name of the game when you’re buying auto insurance as a military member is to shop around.
Get quotes not only from the most popular military providers but also from other large auto insurance providers.
The more quotes that you get, the more likely you are to find a rate and coverage you can afford.
Are you ready to find affordable auto insurance when driving on bases? Enter your ZIP code below and we will help you get a free quote.