Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Feb 29, 2012

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It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Are you a veteran or a current member of the US military? If so, you may qualify for special discounts on your auto insurance. Discount car insurance for veterans is offered by many insurance companies as a way of saying “thank you” for your dedicated service to your country. Many veterans, although they have steady incomes, find that they just can’t afford the high rates that many insurance companies charge. With this discount, they are able to have the full coverage they need rather than just the bare minimum that they are required by law to have.

How Much Can You Save?

If you are a member of the military or a veteran, you may be eligible for insurance discounts as high as 15%. This is quite a savings. Plus, there may be other discounts you qualify for, so you can save even more money. Some of the discounts you should inquire about include:

  • Safe Driver Discounts – If you have had a clean driving record for a certain period of time, you may qualify for discounts.
  • Driver Training Discounts – Taking these courses will give you the skills you need to be a safe driver, and insurance companies will reward you for this.
  • Multiple Vehicle Discounts – Having more than one vehicle can get expensive, but you can save money on insurance by having a policy that covers all of your vehicles. Motorcycles and recreational vehicles may require separate coverage.
  • Membership Discounts – Belonging to certain organizations may entitle you to some savings on your insurance premiums.

These are just a few of the discounts you may be eligible for. To learn more, you can ask your insurer what discounts they offer, and then get quotes from other insurance companies too, as they may offer different types of savings. You might find that you are currently paying a lot more than you have to, and that you can get better rates by switching insurance companies. Remember, the more discounts you qualify for, the better your insurance rates are going to be, and the more coverage you will be able to have.

Combine Your Policies for More Savings

If you own a home, you have homeowners insurance. You probably also have life insurance. When you think about how much you pay each month for each of your insurance policies, it only makes sense to consider combining them. Most insurance companies will offer discounts to clients who lump all of their policies together. This is just one more way you can save money and make sure that you have all of the home, auto and life insurance coverage that you need.

Do You Know the Insurance Laws in Your State?

Every state has different requirements for auto insurance. If you are looking for discounts for car insurance for veterans, it is important to know exactly what you need before you start getting quotes. If you are unsure about the insurance laws in your state, you can either ask your insurer, or get the information you need from your local Department of Motor Vehicles.

Getting Additional Coverage

Just because there is a minimum amount of insurance that you are required to have, it doesn’t mean that you can’t have additional coverage. In fact, if you can afford it, you really should have as much coverage as possible. Accidents can happen at any time, and if you don’t have the right coverage, you may find that a lot of your expenses are going to be out-of-pocket. By law, you need to have liability insurance. But, you should also consider having collision, comprehensive and uninsured/underinsured driver coverage. This way, no matter what happens or who is at fault, you will be able to have most of your expenses from an accident taken care of.

Getting Quotes Means Getting the Best Insurance Rates

When you are trying to get the best rates on car insurance for veterans, you need to shop around. Getting quotes from a variety of insurers is the best way to find out which company has the best rates on the insurance products you want or need. We can get you plenty of free quotes, and it just takes a few minutes of your time. Fill out the short questionnaire to let us know what you want, and we will search our databases to get you quotes from insurers in your area. Try it today. You can find discount car insurance for veterans, especially when you have a little bit of help from us.