Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 3, 2021

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It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Company Details
Address: 1 Nationwide Plaza
City: Columbus
State: OH
ZIP Code: 43215
Phone Number: 1-877-669-6877
Year Founded: 1926
AM Best Rating: A+

Did you know Nationwide only provides a 25 percent military discount in Louisiana? When we checked for veteran discounts in other states, we didn’t see one.

However, you can secure up to 40 percent off when you use Nationwide SmartRide. But is Nationwide SmartRide good for veterans?

Our guide explains everything you need to know about auto insurance basics and Nationwide SmartRide auto insurance savings.

Continue reading to learn how Nationwide SmartRide is good for veterans. Use our free online quote tool to find the top companies near you.

Is Nationwide SmartRide good for veterans?

The short answer is yes. Nationwide SmartRide is a rewards program that rewards customers who drive safely.

While most veterans across the United States won’t receive a military discount, they can receive up to 40 percent off. However, you’ll need to have a good score under Nationwide SmartRide.

Compare quotes from the top auto insurance companies and save!

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How does Nationwide SmartRide work?

To get access to Nationwide SmartRide, you’ll need to sign up through Nationwide customer service or a Nationwide agent. Follow these steps to learn how Nationwide SmartRide works after you enroll.

  • Step #1 – Download the app from Google Play and Apple App Store
  • Step #2 – Login and activate Nationwide SmartRide
  • Step #3 – Start driving while Nationwide SmartRide runs in the background of your smartphone
  • Step #4 – Check your progress and track your savings
  • Step #5 – Your savings are applied to your next policy renewal

The only Nationwide SmartRide discount you receive right away is the ten percent sign-up bonus. You’ll have to go through the SmartRide program to get discount car insurance.

Nationwide SmartRide reviews miles driven, hard braking, acceleration, idle time, and nighttime driving to determine your savings.

Does Nationwide SmartRide need an OBD-II Port to work?

Around 2015, Nationwide SmartRide was using the Onboard Diagnostic Port (OBD-II Port) in vehicles to transmit a signal to the Nationwide SmartRide app.

Today, Nationwide SmartRide device installation isn’t required, and more people are using the service through their smartphones alone.

How Nationwide Auto Insurance Rates are Affected by Nationwide SmartRide

If you’ve made it through the SmartRide program with a good score, you can receive 50 percent off Nationwide auto insurance.

The average cost of Nationwide car insurance is $3,450 per year. If you qualify for the maximum Nationwide SmartRide discount, you could pay $1,725 per year or $863 every six months.

There are several ways to save on Nationwide car insurance. Read on to learn about other car insurance discounts that help you save money.

Other Nationwide Auto Insurance Discounts

Don’t bother with a Nationwide SmartRide hack. You can lose your shot at other discounts if you try to cheat the system.

Check out this list of Nationwide car insurance discounts.

  • Multi-Policy Discount
  • SmartMiles Discount
  • Accident-Free Discount
  • Good Student Discount
  • Defensive Driving Discount
  • Anti-Theft Discount
  • Safe Driver Discount
  • EasyPay Discount
  • Paperless Discount
  • Affinity Member Discount

If you’re eligible for one or more of these discounts, you save hundreds on auto insurance.

Compare quotes from the top auto insurance companies and save!

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Nationwide SmartRide for Veterans: What’s the bottom line?

The military discount from Nationwide is not available all over the United States, but veterans can get a discount in Louisiana. However, there are several other discounts veterans can take advantage of.

If you plan on renewing your Nationwide auto insurance policy, SmartRide may not be a bad idea.

Now that you know how Nationwide SmartRide is good for veterans, you’re ready to compare multiple companies. Enter your ZIP code in the free comparison tool below to secure the best rates from the top companies.