Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Apr 28, 2021

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To Sum It Up

  • Liberty Mutual Rightrack monitors your driving habits for 90 days through an app
  • Discounts are up to 30%, depending on how well you drive
  • Your rates won’t be increased for poor driving
  • You can only sign up for RightTrack when you start your auto insurance policy with Liberty Mutual

Liberty Mutual RightTrack is a telematics program that offers you auto insurance discounts based on safe driving habits. Better driving equals bigger savings. But is Liberty Mutual RightTrack good for veterans?

Auto insurance discounts for veterans are RightTrack are good for the life of your auto insurance policy, and your rates won’t increase if you have poor driving habits.

Shop around before you buy auto insurance from Liberty Mutual since each company will offer different rates. Enter your ZIP code now to compare auto insurance quotes with your Liberty Mutual auto insurance rates.

How does Liberty Mutual RightTrack work?

RightTrack is very easy to use. You have to sign up for RightTrack when you activate your auto insurance policy with Liberty Mutual. Then you simply download the app and use your Liberty Mutual login to create your account.

The app will run in the background on your phone and evaluate your driving habits. The behaviors tracked are:

  • Braking
  • Acceleration
  • Time of day
  • Miles driven

The downsides are that the app does use your battery and data, which can cost you money if you don’t have a good data plan. Also, the app does store your data, which can lead to some privacy concerns.

Wondering how to beat Liberty Mutual RightTrack? Even if you try to beat Liberty Mutual RightTrack, the bigger advantage is that it makes you more aware of your driving habits.

According to the Insurance Information Institute, one of the main advantages of telematics is that it provides immediate feedback, causing you to adjust your driving habits quickly.

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Is RightTrack from Liberty Mutual worth it?

There are pros and cons when it comes to a program like RightTrack and it may not be for everyone.

Pros for using RightTrack include:

  • The program is free and easy to use
  • If you drive safely, you will save money on your auto insurance
  • Any discount you receive is for the life of your policy
  • You will pay more attention to your driving and improve any poor habits you might have picked up

Cons of using RightTrack are:

  • The app does use your data, so if you don’t have a good data plan in place, it can actually cost you money
  • You only have 90 days to show good driving habits
  • RightTrack isn’t available in every state. You can’t get RightTrack in Arkansas, California, Delaware, Hawaii, North Carolina, and Washington D.C.
  • Your data is tracked which can compromise your privacy
  • Liberty Mutual generally has more expensive auto insurance rates to start with

If you still aren’t quite sure you want to try RightTrack, call Liberty Mutual customer service using the Liberty Mutual phone number.

Liberty Mutual RightTrack reviews are generally mixed, but company ratings are fairly high. This auto insurance company has good Better Business Bureau ratings and is financially stable.

Liberty Mutual is one of the best insurance companies when it comes to ratings. But, that doesn’t mean it’s right for you. Other programs, like GEICO DriveEasy or Progressive Snapshot, are similar to RightTrack but may offer you lower rates.

What discounts does Liberty Mutual offer besides RightTrack? Getting the best deals on the car insurance veterans need is important, so it’s worth it to find out. Although RightTrack could help you get more affordable auto insurance, you still need to make sure it’s the best deal for you.

Is Liberty Mutual RightTrack good for veterans? Now that you’ve finished this Liberty Mutual RightTrack review, you should have all the info you need to make your own choice. To find the best auto insurance rates for you, enter your ZIP code below.