Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Aug 30, 2021

Advertiser Disclosure

It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

To Sum It Up

  • Allstate and Nationwide auto insurance companies offer great rates based on various factors
  • Discounts offered by Allstate and Nationwide can help you save a lot of money
  • Both Allstate and Nationwide have good customer satisfaction ratings
  • Nationwide and Allstate both offer user-friendly websites

Comparing companies against each other is a great way to find the most affordable rates. Wondering about this can lead to the question, Allstate vs. Nationwide: Which is better for veterans?

Finding cheap car insurance for veterans can be done through multiple companies. While not every company offers a military discount, several other discounts could help you save money.

Whether you are active in the military or are a veteran, there are affordable options out there for you.

Nationwide and Allstate both offer convenient features. From the Allstate number to the Nationwide insurance login, both websites are very user-friendly, but don’t rely on them to find out more about affordable Allstate vs. Nationwide auto insurance rates.

As you read through this article, you will get all the information you need to decide if Allstate or Nationwide auto insurance is right for you. Compare free quotes from companies near you by entering your ZIP code here.

Allstate vs. Nationwide: Which is better for veterans?

There isn’t a simple answer to which auto insurance company is better for veterans between Allstate and Nationwide. The answer depends on your exact situation. Auto insurance companies look at different factors when determining your rates.

Insurance companies consider the following when sorting out how risky it will be to insure you:

  • Age
  • Education
  • Credit History
  • Driving Record
  • Location
  • Annual Mileage

Each of these factors will impact your rates differently. Additionally, each company puts a different amount of weight on each topic. So, comparing rates between companies is a sure-fire way to make sure you have the cheapest rates out there.

Whether you are looking for minimum state coverage or full coverage auto insurance, price shopping is the best way to start. With the addition of discounts, you can see your base rates drop drastically.

Now that you have an idea of the factors that will impact your rates, let’s look at a few different driving situations and how much they may end up costing you.

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

Allstate vs. Nationwide: Which is better for veterans when it comes to age?

As you get older, your auto insurance rates will go down. New drivers pay the most because of their inexperience behind the wheel. All auto insurance companies put pretty big stock into your age when figuring out your rates, and honestly, it makes sense.

If you get to know the rules of driving, participate in driver’s education, and keep a clean driving record, you can look forward to your rates dropping drastically once you move out of your teenage years.

Military auto insurance laws may be different than your state laws, so make sure to check them out.

Allstate vs. Nationwide Average Monthly Rates by Age
Age GroupAllstate Average Monthly RatesNaitonwide Average Mothly Rates
Teenagers$537$302
20-29$220$132
30-39$220$132
40-49$159$96
50-59$157$93
60-69$147$86
Compare RatesStart Now →

It is simple to see that Nationwide offers much more affordable rates for every age group. However, you shouldn’t count Allstate out. Allstate offers some excellent discounts that can help your base rates drop significantly.

Allstate vs. Nationwide: Which is better for veterans when it comes to driving record?

It is likely not surprising to find out that how you drive will affect how much you pay for auto insurance. Good driver discounts are standard. Equally as common is expensive rates for those that have a less-than-perfect driving history.

Each infraction you get will affect your rates differently. Obviously, some offenses while driving are more severe than others, and auto insurance companies agree. Your rates can change rather quickly if you make a significant mistake while behind the wheel.

Knowing the average rates for different infractions can help you decide which company will be better for you, Allstate or Nationwide. If you tend to speed, you will undoubtedly get caught at some point, and knowing what that could cost gives you better insight for future savings.

Allstate vs. Farmers Average Monthly Rates Based on Driving Infractions
Driving Record InfractionsAllstateFarmers
At-fault Accident with less than $1,000 in damage$190$142
At-fault accident with more than $1,000 in damage$250$195
DWI/DUI$303$270
Reckless Driving$282$386
Speeding$188$170
Get Your Rates Quote Now
Compare RatesStart Now →

As with age brackets, Nationwide offers cheaper rates in every category of driving record infractions. It is starting to look like Nationwide is the better option for veterans and those that aren’t perfect behind the wheel.

However, we still need to look over a couple of categories to decide for sure, so you can be confident when you decide to buy Allstate vs. Nationwide auto insurance.

Does Allstate or Nationwide offer more discounts?

Auto insurance discounts are a great way to save money. You can sign up for Allstate bill pay and save a little every month. This is only one example of the plethora of available discounts.

Getting familiar with discounts and which ones you qualify for will ensure you get the best bang for your buck. Most veterans and military members look for a military discount when it comes to their auto insurance. However, this is not always the most lucrative discount available.

Here is a look at the discounts offered by Allstate and Nationwide auto insurance companies.

Allstate vs. Nationwide Available Discounts
Available DiscountsAllstateNaitonwide
Advanced PurchaseYesNo
Affinity MembershipNoYes
Anti-lock BrakesYesNo
Anti-theft DevicesYesYes
Defensive DriverNoYes
Good DriverYesYes
Good StudentYesYes
Multi-policyYesYes
New VehicleYesNo
Paid in FullYesNo
Student Away at SchoolYesNo
TelematicsYesNo
Get Your Rates Quote Now
Compare RatesStart Now →

While neither of these companies offers a military discount, there are still some great savings provided. Allstate offers more options when it comes to discounts, which may help to offset the higher base rates.

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

When it comes to customer satisfaction which company ranks higher, Allstate or Nationwide?

Knowing that your insurance company has your back during the claims process or when you have questions is very important. Easy access to phone numbers and information makes things easier when dealing with any part of your auto insurance.

Whether you want to learn about Nationwide GAP insurance or you need to figure out how to take advantage of Allstate windshield coverage, you don’t want to jump through hoops to get the information you need. Both of these companies rank high when it comes to customer satisfaction.

In fact, consumers rank both of these companies the same. From filing a claim to finding information on the website, you will find it all very simple.

You don’t need to worry about Allstate or Nationwide auto insurance company letting you down when you need help, no matter how big or small the problem.

Now that we have gone over the ins and outs of Allstate vs. Nationwide, making a decision should be simple. Enter your ZIP code here for access to fast, free quotes from top-ranked auto insurance companies in your area.