Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. Benji is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Mar 15, 2022

Advertiser Disclosure

It’s all about veterans. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help veterans make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with one auto insurance company and cannot guarantee quotes from any single company. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for veterans interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

To Sum It Up

  • Veterans can save up to 25% on their car insurance rates due to their prior military service
  • Certain companies, like USAA and GEICO, may offer better deals on auto insurance coverage for disabled veterans
  • You may be eligible for additional discounts on car insurance based on your age, gender, driving history, and other factors

If you are a veteran, you may be curious as to whether or not you can find affordable car insurance for disabled veterans. The good news is that veterans are often able to take advantage of discounts on auto insurance.

If you are a veteran and you’ve been injured, you may be able to find discounts to help lower your monthly auto insurance rates. And you may also be eligible for other benefits pertaining to affordable car insurance for veterans in your area.

Depending on the nature of your service and other factors, you may be able to get good deals on auto insurance as a military veteran. But you’ll want to ensure that you take your time when shopping for car insurance to prevent overpaying for your coverage.

Can disabled veterans get good deals on car insurance?

As you search for auto insurance, you may wonder whether or not car insurance for vets is cheaper than auto insurance for other individuals.

It is possible to find car insurance for veterans and their families that is cheaper as a result of their military service. In regard to coverage requirements, auto insurance for military veterans will be the same as for anyone else. But as a veteran, you may be eligible for specific discounts that other people are ineligible to receive.

Compare quotes from the top auto insurance companies and save!

secured lock Secured with SHA-256 Encryption

How can veterans save money on car insurance?

Many auto insurance companies offer discounts on coverage for military members and veterans. Typically, there is a standard military discount that could deduct as much as 15% off your monthly rates.

There are also specific car insurance companies that offer deals on coverage to veterans. USAA is one of the most well-known auto insurance companies to provide this benefit. In order to acquire an auto insurance policy with USAA, you will need to either be actively serving or have been honorably discharged as a veteran.

Many people do not realize that GEICO was also initially created to serve both government and military personnel and offer them better deals on insurance coverage. With both USAA and GEICO, you may be able to find affordable auto insurance rates for the coverage you need.

What is the best car insurance for veterans?

Finding the best auto insurance as a veteran will depend on several different variables. The best thing that you can do is to shop around for insurance coverage in order to compare quotes and determine which companies offer the kind of rates you can afford.

While being a veteran may earn you a discount with many companies, there are several other factors that are likely to impact your car insurance rates. These variables often include:

  • Your state’s legal requirements
  • Your age
  • Your car’s make and model
  • Your driving history
  • How much you drive in a year
  • Your credit history
  • Where you live
  • Your marital status
  • Your gender

Keep these factors in mind when you’re researching auto insurance options, and be sure to ask if there are reductions in addition to a military discount for which you might be eligible.

Which auto insurance providers offer a military discount?

There are several insurance companies that provide a military discount. The table below displays a list of popular car insurance providers and reveals whether or not each company offers a discount for emergency deployment, military members and veterans, and military garaging.

Military Discounts from the Major Auto Insurance Companies
DiscountsEmergency DeploymentMilitaryMilitary Garaging
21st Century
American Family
Country Financial
Esurance✓- 25%
Geico✓- 25%✓- 15%
Liberty Mutual✓- 4%
MetLife✓- 15%
Safe Auto✓- 25%
State Farm
The General
The Hanover
The Hartford
USAA✓- 15%
Get Your Rates Quote Now
Compare RatesStart Now →

If there is a specific company on this list that you’re interested in, you should speak with an insurance representative to discover whether you’re eligible for a discount as a disabled veteran and how much your monthly car insurance rates would be.

Compare quotes from the top auto insurance companies and save!

secured lock Secured with SHA-256 Encryption

Vehicle Insurance for Veterans: The Bottom Line

Your status as a veteran is likely to help you save money on insurance premiums. As you shop around for auto insurance, be sure to determine which companies will offer you a discount. And don’t hesitate to ask if there are other ways to save on your monthly rates.

Some companies will allow you to set a higher deductible to save money, and you can always select a lower level of car insurance coverage if necessary.

Car insurance for military veterans is not hard to find, but be sure to compare rates from multiple companies at once using an online quote tool. This will help to ensure that you receive the coverage you want at an affordable price.